Navigating Healthcare Costs in Retirement: How to Plan for Medical Expenses
One of the most important—and often underestimated—parts of retirement planning is figuring out how to manage healthcare costs. Many people spend years saving and preparing for retirement, but they’re caught off guard by the rising cost of medical care. As someone who has worked with clients to prepare for retirement for over four decades, I […]
The Power of Consistency: How Small Financial Habits Lead to Big Retirement Gains
When it comes to financial planning, one of the most underrated principles is consistency. Over my 43 years in the financial services industry, I’ve seen that while large, bold moves may get the spotlight, it’s the small, consistent financial habits that lead to the biggest long-term gains—especially when it comes to retirement planning. The truth […]