Beyond the Basics: Understanding the Role of Estate Planning in Your Financial Future
Estate planning is often overlooked in financial conversations. Many people think it’s only for the ultra-wealthy or something to tackle later in life. However, estate planning is a vital part of your financial future, no matter your income or stage in life. As someone who has worked in financial planning for over 43 years, I […]
The Hidden Costs of Retirement: How to Budget for the Unexpected
Retirement is often viewed as a time of relaxation and freedom—a chance to enjoy the fruits of your labor and finally pursue the hobbies, travel, or family time you’ve been dreaming about. However, as a financial planner with over 43 years of experience, I’ve seen how unanticipated costs can catch retirees off guard, potentially derailing […]